Paycheck Exchange, LLC
- What information we collect;
- With whom it is shared;
- How it can be corrected;
- How it is secured;
- How policy changes will be communicated; and
- How to address concerns over misuse of personal and company data.
Information Collection, Sharing and Use
We are the sole owners of the information collected on this site. We only have access to or collect information that you voluntarily give us via the Website or other direct contact from you. We may share the information we collect as stated herein, and/or in the following instances:
- we have been given your consent to disclose;
- we are required by law, legal process, or court order to disclose;
- disclosure is necessary to identify, contact, or bring legal action against someone who may cause or be causing harm to, or interference with, our rights or property, our Website users, or anyone else; or
- to respond to an inquiry, request or complaint that you have made.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order. Such information may be used to facilitate transactions among our accounts, users, Paycheck Exchange, and third parties. As such, this information may be shared and used by all such parties to the extent we desire or otherwise allow such information to be shared. You are hereby accepting and agreeing to such use and sharing of information.
Our Websites and Services may ask you to submit User Information, as well as other information about other people and/or their affiliated companies. Such information may be used to facilitate transactions among our Users, Paycheck Exchange, and third parties. As such, such information may be shared and used by all such parties. You are hereby accepting and agreeing to such use and sharing of information.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address at privacy@PaycheckExchange.com:
- See what data we have about you, if any.
- Change/correct any data we have about you.
- Have us delete any data we have about you.
- Express any concern you have about our use of your data
Registration and User Accounts
You can unsubscribe from receiving marketing e-mails from the Website by clicking the link contained within such e-mails sent to you. You cannot unsubscribe from receiving correspondence regarding non-marketing e-mails, including but not limited to correspondence with parties involved in a transaction with you, or emails with Paycheck Exchange regarding your User Account and activities on or through the Website.
You should be aware that it is not always possible to completely remove or modify information in our databases. In addition, we may institute a policy in which User Information is deleted after a certain amount of time, and therefore, your User Information may no longer exist in the our active databases. Even if you choose to unsubscribe or otherwise modify your User Account settings, Paycheck Exchange reserves the right to contact you regarding your account and your use of this Website and/or the Services.
E-mail Newsletter Subscriptions
When you create a User Account or accept one, you may agree to be subscribed to our e-mail newsletters, if any. You may also be asked for other information at the same or later time. We do not use your email address or other User Information to send marketing messages unless you’ve opted in to receive such messages.
Sharing and Disclosure
When you visit and utilize the different functions of our Website, our web servers may automatically collect website usage information. Website usage information is non-User Information that describes how our visitors utilize the Website. Information collected includes, but is not limited to, the number and frequency of visitors each web page and the length of their stays, browser type, referrer data that identifies the web page visited prior and subsequent to visit the Website, and IP addresses. Paycheck Exchange may use IP addresses for a number of purposes, such as system administration, to determine your computer’s server location, to report aggregate information to our business partners or to audit use of the Website.
Paycheck Exchange may also work with third parties to provide some Services on our Website. In connection with those Services, you are deemed to consent to us sharing User Information with third parties who provide services including, but not limited to, credit card processing, customer service, promotions, and order fulfillment. These third parties do not have any right to use User Information or information shared with them beyond what is necessary to assist in providing the Services. You consent to our sharing of User Information with these third parties. We will use commercially reasonable efforts to prevent such third parties from disclosing User Information, except for providing such Services. We cannot guarantee that these third parties will not disclose our User Information and will not be liable for any unauthorized use or disclosure by any third party.
From time to time, Paycheck Exchange may use and share with third parties aggregate, non-personally identifiable User Information to show demographic and preference information among users of the Paycheck Exchange websites. For example, Paycheck Exchange may produce and share with others “trend reports” using such aggregate, non-personally identifiable User Information, generated based on information gathered on Users from order information (i.e. products purchased, amount spent, type of product, addresses to be shipped to, etc.), retailer information related to purchases (i.e. type of retailer and their buying habits) and brand information (i.e. type of product a brand showcases).
Paycheck Exchange will share information in order to comply with state and federal law. We will share information to respond to a court order or subpoena, or to establish or exercise our legal rights or defend against legal claims. We may also share it if a government agency or investigatory body requests. We may also share information to protect us, or our site, or our users. We might share information with other companies for fraud and credit risk reduction.
Paycheck Exchange will share information to any successor to all or part of our business whether Paycheck Exchange is acquired by or merged with another company. For example, if part of our business was sold we may sell our customer list as part of that transaction. In the event that Paycheck Exchange is acquired by or merged with a third party, we reserve the right to transfer or assign the information collected from our Users as part of such transaction. We may not control how our User Information is handled in the event of a bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of law when applied to creditor rights.
We take precautions to protect your information. When you submit sensitive information via the Website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g. billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store User Information are kept in a secure environment.
All of that being stated, the internet is not 100% secure. Paycheck Exchange cannot promise that your information will be completely safe. Please use caution when using the Internet or providing personal and company information to others.
If Paycheck Exchange learns of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps, or alternatively, we may post a notice of such security breach on our Website. Please contact us if you would like to receive a written notice of a security breach.
Cookies and Related Technologies
Paycheck Exchange receives and records certain technical information from your browser in order to operate its Services. We may use certain tools to view statistics about usage of our Services.
Links to Non-Paycheck Exchange Websites
The Website may contain links to other sites. Please be aware that Paycheck Exchange is not responsible for the content or privacy practices of such other sites. We encourage users to be aware when they leave the Website and to read the privacy statements of any other site that collects user information.
Children and Minors
The Website is not intended for children under 18. In some cases, children may give us information without us knowing about it. If you are a parent or legal guardian and believe that your child under 18 has provided us with personally identifiable information, please email Paycheck Exchange at firstname.lastname@example.org. Paycheck Exchange is committed to complying with all applicable laws and regulations regarding children, including the Children’s Online Privacy Protection Act.
From time-to-time our site may request information via surveys. Participation in these surveys is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.